Invest in property with a clear plan.
Choose the right kind of property for your goal, test the numbers, check the papers and get a team beside you from the first shortlist to registration.
Numbers first
Work out the yield, the total cost and the range of outcomes before you commit, not after.
Papers checked early
Properties with a green “Checked” tag have had their location, ownership and documents reviewed by a USHAS Associate.
Support to the end
A team member follows your case through shortlisting, visits, price talks and registration.
Which kind of investor are you?
Most people are a mix. Knowing your main goal narrows the search quickly.
Steady rent
You want regular rental income. Offices, shops and well-located homes on lease fit best.
GrowthLong-term appreciation
You can wait. Plots and land in developing areas fit, but they give no rent and need careful papers.
BalancedRent and growth
You want some rent while the value rises. Residential property in growing localities is the usual choice.
PartnerJoint venture
You have land or capital and want to build with a partner. Roles and shares must be agreed in writing.
Property types side by side.
A general guide. The reality depends on the location, the building and the market at the time.
| Residential | Commercial | Land and plots | Industrial | |
|---|---|---|---|---|
| Main return | Rent and appreciation | Lease rent, often with longer leases | Appreciation only | Lease rent |
| Effort after buying | Medium: tenants and repairs | Medium: lease terms and tenant checks | Low, but boundaries need watching | Medium to high |
| Ease of selling | Usually easier | Depends on the tenant and location | Can take long | Narrower set of buyers |
| Money needed | Low to high | Medium to high | Low to high | High |
| Biggest risk | Vacancy and upkeep | Tenant leaves or lease ends | Title and approvals | Zoning, approvals and demand |
Test the numbers first.
Illustrations from the figures you enter. They are not forecasts, and actual rents and prices can differ.
Running costs include maintenance, property tax and repairs. Rental income is taxable, so check the tax with an accountant. Stamp duty varies by state, so 7% is only an assumption.
- Gross yield on price
- 0%
- Total cost to buy
- ₹0
- Income after costs
- ₹0
- Years to earn back the cost from rent
- 0
The table shows three cases around your growth figure so you can see the range. Use “0” for the income if the property earns no rent, such as a plot.
The annual return is approximate and ignores the timing of rent and any loan. Property can also fall in value or stay vacant.
| Case | Growth a year | Value at the end | Rent earned in total | Approximate return a year |
|---|
From goal to ownership, step by step.
The tag on each step shows who does the work.
Define your goal and period
Decide whether you want income, growth or both, how long you can hold, and how much of your savings you are willing to tie up.
How we help: a short call to understand your goal and suggest the property types that suit it.Set the budget and funding
Add buying costs on top of the price: stamp duty, registration, brokerage and legal checks. If you will use a loan, check that the rent can carry the EMI and keep a reserve for empty months.
How we help: use the calculators here and on the finance page, and we can walk through the numbers with you.Shortlist properties
Compare a few properties on price per unit, rent, location and papers. Look at recent prices nearby and not only the asking price.
How we help: we send a shortlist from listings that fit, with owner details kept private.Visit and check the papers
See the property, then go through the checklist below. Never pay a large amount before the title and approvals are clear.
How we help: we plan the visit and help you collect the papers you need to check. Some properties carry the USHAS Associate “Checked” tag.Negotiate the price
Your offer goes through USHAS PRIME. We speak to the owner or broker and bring back the answer, so you and the seller do not have to meet.
How we help: we agree the price and then send you an offer with the brokerage.Agreement and payment
Have a lawyer read the agreement. Pay by traceable bank transfer and keep every receipt.
How we help: we share the draft agreement once you confirm the price, and coordinate dates.Registration and mutation
Pay the stamp duty and register the sale. Then update the records: mutation or name transfer with the local authority and the utility connections.
Rent it out and manage it
Use a written lease, collect a deposit and keep the property in good repair. Check the tenant before you hand over possession.
How we help: see property management for help with tenants and upkeep.
Check before you pay.
Tick what you have verified. Your ticks stay in this browser only.
What can go wrong, and how to reduce it.
| Risk | What it means | How to reduce it |
|---|---|---|
| Unclear title | The seller may not be able to give full ownership. | Check the chain of deeds and revenue records, and have a lawyer review them before you pay. |
| Vacancy | The property stays empty and earns nothing. | Plan for empty months in your numbers, and choose locations with steady demand. |
| Price risk | The market value can fall or stay flat for years. | Do not invest money you may need soon. Compare with recent sales nearby. |
| Selling takes time | Property cannot be sold in a day. | Keep other savings for emergencies and avoid stretching your loan. |
| Approvals and rules | Rules on use, tax and registration change. | Confirm the current position with the authority and a qualified adviser. |
Rental income and gains on sale are taxable under the rules in force. Please confirm the tax with a chartered accountant.
Investment opportunities.
Properties listed with an investment purpose. Select one to see details and enquire.
Common questions about property investment.
What is a good rental yield?
It depends on the location and the type of property. Use the calculator to work out your own net yield after buying costs, vacancy and running costs, and compare it with other options you have.
Are property returns guaranteed?
No. Property values and rents can rise or fall, and a property can stay vacant or take time to sell. USHAS PRIME does not guarantee returns.
What should I check before buying a plot?
Check the chain of ownership, approval of the layout by the local authority, land-use conversion where it applies, any dispute or loan on the land, the access road and the physical boundary.
Can I invest with a loan?
Yes, many investors do. Test whether the rent covers the EMI and keep a reserve for vacancy. See the property finance page for calculators and the loan process.
Can I invest with other people?
You can buy jointly with family or partners, or take part in a joint venture. Put each person’s share and role in writing and have a lawyer draft it.
Tell us your investment goal.
Share your budget and goal and a USHAS PRIME team member will contact you with options. Please do not send identity or bank documents through this form.
Thank you.
Your request has been received. Reference:
Our team will contact you on the mobile number you gave.
List it where buyers are searching.
Submitted properties are reviewed and then appear in search for buyers across India.
List a propertyPost it as a property lead.
Owners and partners with a match send their details to USHAS PRIME. Your contact details stay hidden.
Post a property leadPlan the finance first.
Check the EMI, your eligibility and the total cost.
Open the calculators →Property values, rents and returns are not guaranteed and can go down as well as up. This page is general information and not financial, legal or tax advice. The calculators are illustrations from the figures you enter. Please take professional advice before you invest.
Own an investment property?
List it for review and reach investors searching on USHAS PRIME Estates.